Live data — updated October 18, 2026
Miami-Dade County, FL Over-the-Counter Tax Liens (2026): 274 County-Held Listings
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Quick answer: Florida counties hold 274 tax-lien certificates you can buy over the counter at the statutory price, with no auction. You are buying the unpaid tax debt, not the property.
These are Miami-Dade County tax-lien certificates that drew no bid at the tax sale, so the county kept them. You buy the certificate over the counter, not the property, and the owner can still redeem. Underwrite the parcel anyway, as if you might end up owning it.
See the full Florida OTC inventory, this county's tax-sale overview, and the live Florida auction calendar.
Frequently asked questions
What does over-the-counter mean in Miami-Dade County?
When a Miami-Dade County tax-lien certificate gets no bid at the tax sale, the county keeps it and later sells or assigns it to a buyer who applies, with no auction. You buy the certificate, not the property, and the owner can still redeem; the price rules differ by state.
How do I buy an OTC property in Miami-Dade County?
Miami-Dade County publishes its held/available list and an application process — typically a form plus payment of the taxes and fees. DeedFlex members see the scored Miami-Dade County OTC list with valuations and hidden-lien flags to pick targets before applying.
Are Miami-Dade County OTC properties cheaper than auction?
A certificate's over-the-counter price is what is owed on it, so there is no bidding premium. The tradeoff is the inventory skews toward what bidders passed on, so research the parcel as if you might end up owning it.